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Originally Posted by MonkeyMama
Good quote. I truly believe people make their own luck.
Actually, I personally value having more time for my family vs. pushing forward to the top of my career. Since making more money is not an obvious choice (I don't want to work more since I already barely have enough time for my family) than my other option is being frugal.
My husband can slave away at a full-time job that he hates and we can all leave a miserable existence. OR he can stay home and we can figure out how to make the extra couple hundred per month he would truly bring home after the expenses of working, taxes, and childcare. So we will scrimp to find a little more, and we will spend a little less. So be it.
To me it comes down to quality of life. It is much better, for us, having less money and being more frugal. Plus being frugal for us means more money in the bank - more to fall back on. We are much happier than our friends endlessly in debt, always buying more. SO it goes... IT seems when you work more to make more and buy more, you are less likely to be satisfied overall. IT could be an endless cycle. The more you have the more you want. We try to step back and say we have it all and we don't need anything more. Now THAT is a good place to be!
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Very good post Monkeymama and exactly how we feel. I know my boss makes 6 figures and I a quarter of that, yet I am the one who has a higher net worth, go figure.