Re: Do you save all your raises?
I'm glad in some ways I used to be very low income (part time and minimum wage and paying debt at the same time). I got used to light spending. As my income has gobe up, my spending hasn't gone up nearly the same. I've gotten three promotions and additional raises over the last few years, but I'm still used to spending not-too-much. Being broke was a great gift in some ways; prior to that I always spent all my money.
This year, while on the Challenge, my gross income went up 15% while my spending dropped 35%.
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