Re: Impact on Credit Report: High Balance vs. Limit
I couldn't agree with PW more.
as I've stated ad nauseum, my score didn't get to a high level until I didn't care anymore (stopped the majority of my credit activity).
I still keep an eye on it to make sure nothing weird happens but I certainly don't have charts and graphs hanging all over the place as I try to determine whether eating my cheerios before my shower is better for the score than eating them after.
A silly statement yes but that's the impression I get of some people's obsession with their score (not you Chris).
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