[Ima saver]

scfr (smart couples finish rich), this is what I did.
I started with $20 and started saving using coupons. (I had not been a big couponer before) I add that money. I also got store cards for all the grocery stores and drug stores. I save everything I can using those cards.
I pay myself $1 for every mile I walk on my treadmill and everytime I do 20 flights of stairs in our house.
I pay myself if I have a "no gas" day. It costs $1 to get to town and back.
I read my meter every day and keep the hot water heater off. I budget $160 a month for electric and when I am below this, I put the difference in my challenge money.
My husband does house plans once in a blue moon, (draws them) and I add that money to the challenge.
I take surveys and receive small checks from them.
I save all my change and deposit it once a month.
Once in a while, we will get an unexpected check or a bonus.
Sometimes other envelopes will become overbudgeted and I can use that money.
The biggest thing I did was have a talk with a building supply company that we have dealt with for 23 years.
I pointed out that I get 10% coupons all the time from Home Depot, but we continue to buy most of our stuff from the local store.
They decided to give us a rebate back and we received 3 checks during the year that total more than $5000 and I added that to my challenge.
I was able to save a total of $20,025.00 this year on the challenge. This was above and beyond my usual savings out of my husband's earning.