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Originally Posted by Julianna Wolfe
Do you have an idea of how many months you have to be quit before contacting them?
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I think it varies from insurance company to company, so you need to contact them to see. Once you find out from your health insurance, be sure to contact your other insurance companies too - car, home, etc.
Rates are usually higher for smokers in all insurance due to the risks. If you're driving, you ahve something in your hand that can distract you. If you are smoking at home, this increases the chances of a fire. So the quiting can really save you a lot of money in areas you never even considered.