Are you buying, selling, or holding?
I've been investing my Roth money in an eTrade account for 6 or so years now. Until this February I let it sit in cash. (Life had me thinking about other things.) Anyway, as of this February I started investing it slowly in mutual funds and a few well (I think) selected stocks. Most of it is still in cash. However, my cash is well outperforming almost all of my investments. Why? Seems pretty obvious that the overall market keeps going down. So, do I keep investing realizing that this is a time for "bargain hunting" or do I stick with cash which, at least, doesn't decrease in value and wait for better times? BTW, retirement is 30 - 35 years out for me.
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