Re: Do You Budget?
I budget all the 'obligation' categories, then I see what is left in an average month, then we aim to spend less than that.
I wouldn't call it strict, I am pretty easy going (get overtime, buy more groceries, get gift money, go out to eat) but so long as the 'obligations' (and I don't mean needs, phone is an obligation, I agreed to pay it so I will, but I do not need it-same with auto saving, and tithing, ect) are paid, the rest is for us to buy food, gas, gifts, and treats.
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