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I like that way of thinking, your doing exactly what it is you want to do. That is my definition of retirement, doing what I want when I want. I retired at 23 in that case, as you did in your 20's
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Well, I'd hardly say the decision to go back to school is retirement. I took a hiatus from FT employment, but I will definitely be assuming a FT career once I have my PhD. The decision to return to school is more like an investment that will (hopefully) bring me increased monetary compensation and job satisfaction after I graduate.