Totty is British slang for a sexually attractive woman. I am not making this up: a Red Dwarf fan and someone who's seen "Curse of the Wererabbit" will attest to this.
Bank of America drove me away. I like credit unions, and small local banks are good. You want to know your banker and have your banker know you. It's comforting to know your money is being circulated among your community, and to bank somewhere they appreciate your loyal business.