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Originally Posted by cschin4
Why shouldn't someone collect it if it is 'time'? So, instead, those who work, save and are frugal and end up with assets later in life should be penalized and have their SS taken away? More of the same old "let's punish those who plan ahead, live on less than they make" and let's give the money to those who didn't plan and blew all their money on useless junk by running up their cc's by going into debt.
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not quite what i said.... i'm not saying the government should cut people off from SS, i'm saying people who actually have no 'need' the money rarely opt to leave the money in the system on their own volition.
and, i would venture to say those that do 'need' SS benefits aren't all folks who failed to plan ahead and blew all their money buying junk. my grandfather had 4 heartattacks in a day and can no longer work. house and cars are paid for, but food, medicine, and utilities come around every month like clockwork.
my only real question is: why am i paying SS to fund someone else's retirement? all i hear is "i paid SS so i could withdraw my benefits, so you have to do the same". you know what, that's like fraternity hazing: just because it was done to you doesn't mean it has to be done to someone else.
in all reality, i won't get to collect "when it's time" b/c of the sheer number of boomers who are or are going to start collecting whether they need the money or not. when you collect money you don't need knowing full well it may prevent your children or grandchildren from being able to collect "when it's their time", that to me qualifies as selfishness.