Re: Emergency Fund - do you have one?
We've got 3 months of expenses saved, but we're also paying down our last debt. When that's paid (should be around July) we may up the amount to cover 6 months of expenses. I also keep a bit in the checking for those little things, like a blown tire etc., instead of a million sinking funds. When I use it I just write it in the next budget to replace it. I like it simple and don't want to mess with money in 200 different 'categories'. Been working great for over a year now.
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