Re: Help! health insurance going up 38.00 a week!
The purchasing power of large insurance companies with many members like Blue Cross Blue Shield, United Healthcare, Aetna, etc. allow them to negotiate lower rates for all of their members. This is important to keep in mind when you compare health plans as some of the deductible only plans like HSA's (Health Savings Accounts) have no copay for Doctor's visits or prescriptions but yet if you choose a plan from a large company then you will still enjoy the lower ngotiated rates.
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