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Originally Posted by cbird01
They just want to have it on file so they can cross sell you other products or affiliated businesses.
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I would have been happier if they opened the account, and then pulled the report. It would be a soft inquiry for a promo offer.
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Originally Posted by cbird01
Nowadays, many insurance companies even pull your credit for a policy! I have heard of people getting denied or having to pay more for an insurance policy due to credit.
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True. The auto insurers claim that there is a correlation between bad credit and the higher likelihood of filing an auto claim.