[terry1156]

While I am probably in the minority, I would suggest you continue to rent. There are a few reasons for this.

First, houses are VERY expensive. Most people just compare the the mortgage payment and the rent payment. I would say your true costs in a house are double (maybe even more) than your martgage payment.

You can't forget taxes that you need to pay on the house. Then there is an increase in utility bills since a house is bigger than an apartment. Then you have a yard which needs to be taken care of. Because a house is bigger, many people need more "stuff" to fill it. Even if your husband is handy in repairs, you still have to pay for the material to fix it. Then there is insurance for the house. I could go on and on.

If you buy a house, I would imagine it will take you much longer to get out of debt.