[boefixepa]

None at the moment. Once a baby is on the way hubby and I will have to sit down and look at what we want to do.

If hubby were to die I'd want enough to pay off the house, and cover income until all the kid(s) where school age. Then I could go back to work. So 500K should be enough.

If I were to die I'd think hubby would want enough to pay off the house and pay day care until they kids where in school....but we haven't talked about this.

This is also something people should revisit at different points in their lives. The amounts you may need or want can changes drastically given life events. AKA a special needs child or possible long term medical needs.