[dvcgirl]

Yes, we budget....always have. We set the "yearly budget" every January, in fact we're doing ours today. My DH has a spreadsheet in which he tracks where and when to move money each month, and then the only two items we track are grocery spending and our "fun money" spending. We have a nice portfolio at this point and are on track to retire in our early 50s, so some might say we're a little anal with writing down each purchase we make in those two categories. But this is always the way we've done it, and for us it works.