[boefixepa]

Loved the article. It's points to a real problem and I can say before I turned things around I was one of them. Now I am doing the disneysteve and others way and it's so nice. It makes no difference if I use my bank card or my CC it all has to do with the $$ in the envelope! AKA a BUDGET! I will gladly take the rewards for my efforts thankyou....Why not it will takes YEARS for me to break even on what I paid out in interest before I woke UP!!