I use PocketMoney on a PDA. On it, I have a budget set up to manage cashflow per pay period (rather than monthly). I also track all my transactions down to the last penny, and is always updated within minutes after a transaction is made.
As such, comparisons and fine-tuning on the budget is also available, anywhere and everywhere I go, and never more than a few seconds away.
I never thought of myself as "strict budgeter" either, but perhaps I am and not even realize it? Well, whatever it is, this method works and suits me just fine.
