Re: What are your budget categories?
Mine is pretty simple too..no fancy program (I also only keep track of the math of net..so pretax insurance and the like I never looked at)..anyway
1. house
2. car
3. utilities (listed seperate underneath, but to get them all I just wrote down from the checkbook)
4. yearly 1/12 like I think Tina said Take the yearly (or quarterly bills) divide the total by 12 for each months contribution...this will not work if you have no cushion and you need to pay the stuff this month...but it is a good plan to get the cash built up for next year....
and the final important category....
5. the rest...
K I used to not have much in the remaining, once the 'must be paid' stuff was paid I had 440 left for food and gas and gifts and entertainment..since it was low I never really cared to seperate it!
Now that I have more (husband got a raise) I added 200 tithe, 300 saving (plus a bigger phone bill) and am debating keeping real food/gas seperate from entertainment...but haven't yet.
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