MonkeyMama, you're in the Sacramento area, right? If you need the name of a good local dentist and you're willing to go to Rocklin, I highly recommend
Stanford Ranch Family Dentistry. About half a dozen of us in the office go there and everyone has been very pleased with them. Both of the Scorzas are wonderful and I hear Dr. Riordan is as well, though I haven't been seen by her myself. I don't know if they give a cash discount (we have dental insurance through work), but they're all reasonable people, so it might be worth a go.