Re: What are your budget categories?
I have used envelopes for 40 years and put cash in them every payday. My budget catagories are:
savings
land payment
car payment
electric
telephone, dsl and cell
water and garbage
cable
blue cross
groceries
dh allowance
my allowance
visa (pay in full each month)
property tax, car insurance, house insur. and car tags.(I save $140 a week that pays all of these once or twice a year expenses.)
misc.
medications
gas heat
est. taxes
life insurance
medical account
christmas
We pay for gas and eating out , out of our allowances.
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