View Single Post
  #8 (permalink)  
Old 12-29-2006, 05:47 AM
disneysteve's Avatar
disneysteve disneysteve is offline
$ Saving Guru
 
Join Date: Jun 2006
Location: New Jersey
Posts: 16,308
Points: 99386.30
Donate
Default Re: Do you pay extra car payments?

Quote:
Originally Posted by puck36
Just think if I took my car payment of $250 a month for 40 years at 8% I would have $839,343.
Actually, what you should do after paying off your car, is to continue to save that payment amount so that when it is time for your next car, you don't need to take out a loan. Unless you can get really cheap financing, it generally doesn't make sense to borrow money to buy a depreciating asset like a car.
__________________
Steve

* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
Reply With Quote