Oh, back on topic....I have individual insurance through BCBS. $225/mn. with a $2500 deductible but 100% coverage after that. Includes wellness which covers mamograms and pap tests.
After reading a thread on FW about the "death spiral" I called my broker to discuss newer options. He agreed that now would be a good time to sign up for a new policy with BCBS for the new policy discount and especially since I'll be turning 45 in Nov which is when BCBS raises its rates. Doing this will shave off a little money each month over my present rate.
Point is you have to stay on top of this stuff even if you are happy with your provider.
Here's the FW link to the thread:
http://www.fatwallet.com/t/52/650193