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Originally Posted by Ima saver
Well, I have never been sick or been to a doctor (except twice) so if I can hang on 3 more years i should be ok.
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Every time you post about not having any health insurance my heart jumps!
Please do me a favor: ask your other friends and bankers for a insurance broker referral. Heck, get 2 or 3 names. Then explain your thinking on this matter to each broker. Listen to what each has to say. Just listen, that's all. Sure, a broker makes money by selling you policies but a really good one will take into account your tolerance level (or lack thereof) and present you with a product that suits you. In your case, you just may find that a policy for hospitalization only + a high medical payment option on your auto policy may be a cheap yet secure option.
I know that you've spent major money on insurance in the past but even so I can't understand your resistance on this matter.

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