Re: Do you pay extra car payments?
I agree with Steve on the EF being more important than paying the car off early.
I tend not to look at what more my money could be earning vs what I'm paying since I've already maxed out our retirement and have a good EF. I don't have a lot of extra after that to invest...so I probably would then pay off a car early...even at 4.39%. It is still interest you are paying and I would feel freedom without the car payment. After the car is paid off...I would then put extra money aside for savings.
That's just me and my opinion.
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