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Old 12-26-2006, 05:17 PM
kv968 kv968 is offline
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Default Re: Setting up my 401K, not sure how to allocate (23yrs old)

Quote:
Originally Posted by K-Dubb
Are you sure that is not the correct ticker for the American Century fund? Google finance is showing it as correct? http://finance.google.com/finance?q=TWGAX
I thought ADV stood for advisor?

As for the other two that i could not find, Russell 2000, and midcap 400, how are you supposed to track something you cannot find ? You would think they would have the tickers on our company 401k info sheets, but they do not.
You're right K-Dubb, that is the ticker for that class. I must have been looking at something else, sorry about that.

As for the others, I still can't find anything for them. They have a small-cap company and small-cap value but neither should be considered an index. The only mid-cap fund I could find was a value fund and that shouldn't be considered an index either. They may not have a ticker because they aren't actually a mutual fund but a commingled pool or something that SSgA has worked out with your particular 401k plan. They work the same way but since they're not widely available to the public they don't assign them a ticker. I have similar things in my 401k from Fidelity and Northern Trust. They're indexes with no tickers but with those I found the fund companies' publicly held funds and use those tickers just for reference. They are usually only off a percent or two due to different expense ratios.

If you feel uncomfortable investing in a fund without a ticker (which is understandable), you could choose a different fund in that class if you still want the exposure and in the small-cap at least you really should. In the small-cap sector I would go with Allianz NFJ Small-Cap Value (PCVAX) over DWS Small Cap Growth Fund (SSDAX). So far as the mid-cap goes, if you don't want that fund you could nix it altogether and still be ok. The S&P 500 may have some of those stocks in it anyway.
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