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Old 12-25-2006, 07:41 PM
K-Dubb K-Dubb is offline
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Default Setting up my 401K, not sure how to allocate (23yrs old)

Hi, I am 23 and I am trying to allocate my 401K. I would say since i am young that my risk is fairly high. However, i dont want to have to worry about paying much attention to my 401K either. I do not plan on ever taking any out of it, until i retire of course .

My choices are:

SSgA Government Money Market Fund
PIMCO Total Return Fund - Class A
DWS High Income Plus Fund - Class S
SSgA Life SolutionsSM Income & Growth Fund
SSgA Life SolutionsSM Balanced Growth Fund
SSgA Life SolutionsSM Growth Fund
AllianceBernstein Growth and Income Fund - Class A
DWS Large Cap Value Fund - Class A
SSgA S&P® 500 Index Fund
Neuberger Berman Partners Fund - Advisor Class
Oppenheimer Capital Appreciation Fund - Class A
Fidelity® Advisor Equity Growth Fund - Class T
Franklin Rising Dividends Fund - Class A
SSgA S&P® MidCap 400 Index Strategy Fund
Alger MidCap Growth Institutional Fund - Class I
American Century International Growth Fund - Advisor Class
Templeton Growth Fund, Inc. - Class R
Allianz NFJ Small-Cap Value Fund - Class A
SSgA Russell® 2000 Index Strategy Fund
DWS Small Cap Growth Fund - Class A


From what I have read on here, I probably want to put some of it in PIMCO, but other than that I am not sure. It has also be recommended to me to put some of it in a growth fund as well, but which I am not sure. Any help or advise would be great!
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