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Originally Posted by Justsomeguy
The really stupid thing was I charged over 600,000 onto this card over three years, then when I couldn't pay one month in full ($50K) they wouldn't work with me to make payments, in the thousands over a few months. Seems like a dumb way to do business but oh well.
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I agree. Getting a business loan of some kind probably would've been a better way to go. In any case, I think you should go ahead and pay it off now, get rid of it.
How did your account get charged off if you only missed making one payment? Usually someone has to miss payments for several consecutive months (typically six months) before their account is charged off.
~ Jenney