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Originally Posted by terry1156
Pay off the credit cards. A lot of people feel safer with having an emergency fund, but in my opinion it is worthless until you get you credit cards paid off. Jeffrey wrote a good article on this. I'll try and find it.
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I think this is the article to which you're referring: <A HREF="http://www.savingadvice.com/forums/showthread.php?t=37">Stop Saving Your Money!</A>