I was all gung-ho to start an ING savings account (sadly I currently have NO savings) until I started thinking.... I have two credit cards to pay off. Should I really start saving when I'll only be getting 3% interest, or should I put all extra money towards the cards, when they're socking me at 14 and 24 percent interest? I know how important it is to have a savings, and I can't wait to start one, but it seems to make sense to go after those cards first. What do you think?
