[humandraydel]

You've gotten pretty good advice so far. At 25 your risk tolerance is about as high as it gets. You've got 30-40 years to ride out any downturns in the market.

The target retirement funds (fidelity freedom) are an okay choice if you absolutely want to set it and forget it, but I wouldn't suggest them if you are at all interested in investing.

A good generic asset allocation for someone at your age is:

25-30% Large cap
15-25% Mid Cap
15-20% Small Cap
15-20% International
10-15% Real Estate

As for the individual funds, I don't have any advice because I haven't looked into them. Do take expense ratios into account though. The difference over 30 years between a 1% or 2+% expense ratio can be a million dollars!