[Chet]

First I must say great board, so much great information here!

I just started a 401k with my company (I did 6%, which is the max they match up to) and I could use some help with the fund allocations. Any advice or pointers would be greatly appreciated! BTW, I am 25 yrs old.

Here are my choices:

Large Cap
Fidelity Spartan US Equity Index Fund FUSEX
Davis New York Venture Fund, Inc. - Class A NYVTX
Fidelity Equity Income Fund FEQIX
Fidelity Growth Company Fund FDGRX

Mid-Cap
AIM Dynamics Fund - Investor Class FIDYX
Franklin Small-Mid Cap Growth Fund - Class A FRSGX

Small Cap
Fidelity Low-Priced Stock Fund FLPSX
American Beacon Small Cap Value - PA Class AVPAX
Managers Special Equity Fund MGSEX

International
Vanguard Global Equity Fund VHGEX
Fidelity Diversified International Fund FDIVX

Specialty
Phoenix-Duff & Phelps Real Estate Fund - Class A PHRAX

Blended Fund Investments
Vanguard Balanced Index Fund - Investors Class VBINX
Fidelity Freedom 2000 Fund FFFBX
Fidelity Freedom 2010 Fund FFFCX
Fidelity Freedom 2020 Fund FFFDX
Fidelity Freedom 2030 Fund FFFEX
Fidelity Freedom 2040 Fund FFFFX
Fidelity Freedom Income Fund FFFAX

Income
PIMCO High Yield Fund - Administrative Shares PHYAX
PIMCO Total Return Fund - Administrative Share s PTRAX

Short Term Investments
Fidelity Retirement Money Market Portfolio FRTXX