Re: Stop Saving Your Money!
I totally agree with you. Although you only had $700 in your EF, wasn't it great that you already saw that with an adequate savings in the future that you would be a little more self-sufficient. I think those o% cards are great if you have the discipline to use them and not to get into debt again. The majority of people don't have that kind of discipline.
I just think that it's a good idea that you set yourself up to think about the future and also a little fun on the side so that you won't be totally frustrated with the process. Yes, those times will come, that the little or big emergencies will pop up and what do you normally do but to put it on the card. I just think that it's just reeducating yourself about and allocating and saving for those times.
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