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Old 12-22-2006, 07:54 AM
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sakigt sakigt is offline
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Default Re: Help! health insurance going up 38.00 a week!

Quote:
Originally Posted by b4freedom
Get used to it. The price of all health insurance for everyone is going up.

What I don't understand is this:

I go to the DR for XYZ medical problem. If I don't have insurance, they give me the bill and it'll be something like $500 for the XYZ proceedure. However, if I have insurance, then it will cost me $10. But, my insurance company doesn't actually pay the $490 difference. They pay a prenegotiated rate of something like $180. It's wrong. Can someone explain this too me?
Your insurance company bargained with the doctor's office. Kinda like going to Sams Club vs Walmart.

Of course there is a lot of politics going on with this....especially with prescriptions.
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