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Old 12-22-2006, 07:37 AM
Justsomeguy Justsomeguy is offline
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Default Can I get a Charge Off, off my Credit Report?

Hi all, My company ran up a big debt with American Express during some ruff times last year.

I've been paying off about 5K a month for the last 8 months with an arrangement with a collection agency.

I still owe about 15K (I have this available now to pay in full)

This is listed on my personal Credit report as a Charge Off.

I am hoping that I can leverage the remaining debt and pay it all off at once with the agreement they will no longer list it on my credit report, or that when I dispute it they will not argue that it never happened.

I'm not sure how to go about this though?

Any ideas?

THANKS!
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