[vishenda]

Health insurance is a necessity, however, maybe not at the levels you are spending. What is really necessary is a plan to "stop the bleeding" If you have medical bills of $5,000 or even $10,000, most people can eventually dig themselves out of that hole. But $50,000 or $100,000 usually causes bankruptcy and the 7 years of pain after that. You might look at a higher deductible health plan. John Alden / Assurant has some of the best I have seen (My personal insurance is through John Alden). I would get with an agent. Most of them can write through several companies and know who currently has the best rates in your area.