Re: Emergency Fund - do you have one?
A small one. It doesn't make sense to have a large EF while we have debt. We have health insurance along with short/long term disability and life insurance on both of us, so that should get us through any marjor catastrophe, and the small EF fund will cover the "oops the roof is leaking" type problems life tends to throw at you.
Once we pay off the debt, we'll light a fire under the EF fund, I'd like to get 6 months living expences saved.
|