[mjrube94]

I'm in the top 3. I find that the rest of my friends/family fall into one of two categories: Some, like my sister, are in the "can't be bothered" category. For them, it's just not worth it to spend a Sunday morning clipping coupons, or getting on the phone to shop around for car insurance. They live within their means, but probably don't save as much as they could if they were a bit more careful. (But she's happy!). The other group has "champagne taste on a beer budget". My one friend is Mrs. Jones! She lives in a ridiculously big house, leases an expensive car, and spends a ton of money to give off the impression that she's wealthy, even though she's in debt and struggling to get by. Haven't figured out how this group sleeps at night...