Re: CC refund
If the credit amount is less than $1, they typically won't bother sending a refund, because it costs them more money to print up a check and mail it than the refund is actually worth.
I remember when I worked at Capital One getting calls from customers every once in a while who wanted a refund of 41¢ or something. Not surprisingly, these were usually the people who had tons of notes on their account about how verbally abusive they were to the associates.
~ Jenney
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