Re: CC refund
You mean as opposed to letting them keep the money? They *have* to send you a check. If you hadn't called, you probably would have received one in about a month.
I just recently discontinued my phone service (cell only now), and on my last bill I had a credit. A few weeks later I got a check from them.
If they say 'no', or don't send you a check, you can sue them. It's your money and the terms of the credit agreement (and probably state law) will stipulate that any balance must be returned to you.
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