Re: Is it true that your FICO score is affected if you check it too many times?
One credit pull that you have to be aware of though is one done by online banks when signing up for their services (ie. money market accounts, cd's, etc..). They do a credit check on you to make sure that you're who you say you are however they may do either a "hard" or "soft" credit pull. If they do a "soft" pull it will just be treated like an inquiry and not affect your credit score. However, if they do a "hard" pull it will show up as if it was an application for credit and may affect your score if too many are done. So it's good to ask the bank before applying for an account which pull they use.
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The easiest thing of all is to deceive one's self; for what a man wishes, he generally believes to be true.
- Demosthenes
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