[vishenda]

Not only is it cheaper, it's ironically more fulfilling. Simple means not following anything, but being yourself; not trying to be sophisticated yet not deprving yourself. It is about setting own definitions and own boundaries.
1) Reduce any options/choices in my daily life - namely keep a consistent schedule that I spent a good amount of time preparing/improving.

2) Not necessarily; this depends entirely on the options/choices I've eliminated. For example, I choose to get a coffee immediately upon getting to work, instead of from a cafe on the way (money saver), but I've also decided to pay to launder anything that would otherwise require ironing (money spender).