Re: Emergency Fund - do you have one?
Yes we have an emergency fund equal to about 4 months of expenses. We also have a savings account as a slush fund...works great for us.
We recently used the emergency fund when my husband changed jobs and there was a large gap between paychecks (have to love the government). Once the pay caught up we added money back to the EF.
When building up our EF I would put any cash I could get my hands on into the account. This included cash gifts, tax refunds, rebates, cashed in coins, garage sale funds, and any other unexpected funds. It adds up quickly and you start looking for money in unusual places.
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