Re: Emergency Fund - do you have one?
Yup - my 2006 goal was to get a 4 month emergency fund of basic living expenses - no frills. Right now I have it up to 3.8 months, 5.2 months if you count the extra income I get from renting out the garage apartment at my house. (I don't really count it - but the extra cash is nice.) It'll be close, but it WILL be at 4 months by January 1st. I'll bring it up to 8 months in 2007.
I also have a smaller emergency fund for the house. I don't escrow my taxes and insurance, and I have transfers with every paycheck to a house account. I pad it by about $1500/year, but it's only at about $1300 now because I had to replace my front door.
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