Kristine, if you prefer, the forums does include a feature to make polls.
Like Bookie, I have two emergency funds. Three if you want to count my credit card.
The first one is a baby (as in tiny) fund, that's designed for quick access in the event some cash is needed immediately.
The second one, a full emergency fund, is placed in a high yield savings account. That one takes a couple of days to transfer and access, but it's either more than 3 month's gross, more 6 months of bare minimum living if I lose my job, a cheap car if my current one breaks down, or enough to get into a legal divorce battle with my ex... um, whichever comes up first.
