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Originally Posted by kristinecfp
Jan - I agree that you should save for an emergency fund while paying down debt. For peace of mind, and also to establish good saving habits. If you wait until your debt is paid off to start saving, you may never start!
Good luck on your goals!
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So how do you get an emergency fund if you are always having trouble getting around to saving?
Here's a suggestion that works for me.
I consider saving as a bill. I decide how much I need and the add it to my bills section of my budget. I'd never cheat on paying a bill so I always end up saving the money I set out to save.
I'm too busy to spend hours working on my budget so I use a program that works for me and automatically tells me how much I need to put away each pay.
Enjoy Your Money
The Budget Man
www.PersonalityBudgeting.com
The budget that works for me and it might just work for you too!
