The challenge of deciding how much we can afford to spend on entertainment is very difficult unless we have a simple division in our budget between the money we have already commited to bill paying and the money we have available for Day-To-Day living.
One of the incredible discoveries of Personality Budgeting was that there are only three places your money can go...
We can pay bills that we have committed to
We can save money for tomorrow
or
We can have money for Day-To-Day living
The banking triangle (copyright) shows this very simply
The exciting part of all this is that once we have separated out our bills and savings, everything else can be moved around at will.
All of a sudden we can see how much money we have available and we can decide if we want to spend it on entertainment, food etc.
Enjoy Your Money
The Budget Man
The Budgeting Workshop is a free 20 minute online workshop that will change your attitude to budgeting.
http://www.personalitybudgeting.com/pb_workshop_1.php
