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Originally Posted by creditcardfree
Congratulations on the credit card payoffs. It sounds like you worked your tail off!!
As far as the collections, make sure to get in writing the amount they agree to settle for before you send the payment. Not sure on what to offer as I've never had to negotiate before. Good luck. It will feel just as good to get that one off your back as it did these credit cards.
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Thanks, it was a lot of work, It really takes a lot of dedication to pay off this money, it really hurts lol.
But once you pay them off, it's a feeling of you can conquer anything. It's crazy..