So I took the challenge and got a $4 bank fee waived. I have a checking account with BOA, and a while ago, they sent out an offer of $25 if I opened up a regular savings account. So I did, and the employee assured me that the accounts would be linked and as long as the total balance of all accounts was x, I wouldn't be charged. Then, today I had a $4 charge because the daily balance in the svgs account wasn't $400. Turns out that the savings account wasn't linked to the rest, so the phone rep linked them and credited me the $4. It's not much, but it's all I need to make my day
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