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Originally Posted by creditcardfree
Dave Ramsey advises against credit cards. It is really up to the individual. I have only been credit card free for about 10 months. I haven't racked up any debt in that time.
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I've had CC for 10 months and haven't racked up debt either. And I've saved a nice penny in rewards and I've a nice amount in retirement (the max)...so moral of the story is...CC don't cause debt. People CAUSE DEBT!